Insurance Fact or FictionInsurance Fact or Fiction

Red cars are more expensive to insure.

I just got a parking ticket. This will not impact my insurance rates.

I got another ticket this year. It was 10km/h over compared to 20km/h last time so my premium won't be affected.

I was just in an accident but the police said that it wasn’t my fault. This means I won’t have to pay a deductible.

Insurance companies change the rules on what auto coverage they provide and what they charge for it.

Insurers do not pay for water damage caused by fire departments.

Insurers don’t pay for damages caused by "Acts of God"

Natural disasters like Hurricane Katrina cause insurance premiums to go up everywhere.

There’s nothing I can do if my car gets a bad repair job after I have made an auto claim following an accident.