If you bought a new car and three years later it was declared a "write off" from a collision, you would have to pay its depreciation cost to replace it.
Our two-year waiver of depreciation covers this depreciation cost for you in the event of a "write off". But it only covers it for two years.
Now The New Car Guarantee replaces your "written off" car with a brand new model up to five years from the time you bought it new.
Even if the latest model of your car is more expensive than what you paid for your original model, you will still receive this new car at no extra cost. The New Car Guarantee is available to all personal auto insurance policyholders in Ontario, Alberta and Quebec.
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